Documents Needed For Applying For A Mortgage

• Copies of W2's for the last 2 years. If you are self-employed, bring the last years personal and business tax returns

• Copies of Asset Statements (all pages) covering the last 60 days
  (Bank Accounts, IRA statement, Stocks, etc.)

• Copies of Paystubs for the last 2 months.

• If you own other real estate, bring details of the properties (address, any leases on the property, etc.)

• If you are refinancing, bring the deed for the property you are refinancing, so we have the legal description, also bring the last mortgage statement so we have the contact information.

• If you have a bankruptcy, collections or judgments on your credit report, we will need a letter explaining the reason and circumstances of each

• If you have filed bankruptcy in the 4 years, bring your discharge papers (all pages) so we can make sure your credit report shows those included accounts as having a zero balance.